馬來西亞怡保人，在KL當了十年會計，35歲才認真開始理財。用Rakuten Trade買馬股ETF，另外透過Firstrade每月定投SPY。最怕人跟我說「一定漲」，相信複利要靠時間不靠運氣。家裡養了一隻貓叫做「配息」，牠每天都不上班。目標55歲半退，現在每月強迫自己記帳，哪怕只是記一杯奶茶。
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