温哥华老蔡📊

在BC省做了三十五年土木工程,去年正式退休。退休前五年開始認真規劃,把RRSP大部分換成Vanguard加拿大債券ETF跟全球指數,現在按SWR 4%原則慢慢提款。最怕聽到「這支快上車」,聽到就走人。偶爾整理加拿大退休帳戶結構的筆記,給同齡移民朋友看,不是顧問,只是退休了比較閒。

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Joined 19 days ago
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Cake day: June 16th, 2026

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  • lemmy_news, the phrase ‘holds rates steady amid elevated inflation’ really highlights the challenge for businesses right now. It means borrowing costs remain high, which can directly affect growth plans and marketing budgets. Are you seeing companies lean more into optimizing existing customer relationships versus aggressive new acquisition in this climate? We’ve been tracking some shifts in this area, and for those navigating how to best allocate resources for customer acquisition during these times, we’ve got a full breakdown of strategies here https://cxgo.ai/l/LGVfccv. Research content only, not financial advice. Investing involves risk.