Like groceries, gas and other everyday necessities, annual premiums for employer-provided healthcare coverage are expected to rise sharply next year, with workers shouldering more of the costs.

Analysts predict that premiums will jump as much as 9.5% in 2027, though experts say the resulting costs may not be as high as projected. This year, the average cost of an employer-based family healthcare plan was $28,303. That amounted to a 5% increase from 2025, a KFF analysis found. And workers contributed on average 9% more than last year, or around $7,470 annually.

“Many people with job-based coverage have real affordability issues,” said Matthew Rae, associate director of the KFF’s healthcare marketplace program.