Not just financially, also mentally and emotionally!
There is a line. People who make their money from assets have been doing well. People who make their money from wages have not.
I’m not, have a pretty high double income. But, a lot of my friends are. I’m starting to notice things getting more expensive, but I was pissed off before that.
I don’t have to be struggling myself to be upset at how things are going. I guess not everybody is like that.
Oh, come, everyone. Come see the Moral Man who was so Righteous and Moral that he spent half his response on telling us all how Virtuous he is, and indeed already was, before it was even cool.
/s
My situation exactly. I get pissed off thinking about how unaffordable everything is for the majority of people right now.
I have been rather fortunate, and well paid (~$120K after taxes and savings). Even 3 years ago, I didn’t have to think about money day to day. I was brought up with a very modest lifestyle, so the things that feel extravagent to me were affordable in that context.
Today my wife and I eat out less, shop for groceries differently, and plan things that used to be a small purchase more carefully. It’s not a struggle in the important senses, but I have a clear feeling of “it’s going to get worse”, and I want to make lifestyle adjustments ahead of that rather than falling behind it.
Struggling?
No.
Drowning, yes.
the finances I have to manage are a 12 pound bass hanging off 4 pound line.
Feels like it. I’m getting the most pay in my life and 5 years ago it would have been comfortable. Now with the cost of everything I’m just eeking by. Hell I drive a 30 year old car still as I can’t afford a new one or even a newer used one
Motorcycles are much cheaper, easier to maintain, and convenient if you don’t live in a place with snow. If I ever go back to America, I am selling my 20 year old toyota and buying a sensible Honda Motorcycle.
I would totally ride a motorcycle if I wasn’t surrounded by people on their cell phones not staying in their lane.
The bigger danger is people not looking or their brain not working and pulling out directly infront of you.
Unless you live in America, then the biggest dangers by far, accounting for >3/4 accidents are drinking and riding or going into a turn too fast for conditions and eating shit.
Here in vietnam, its probably people with a phone in their hand riding into the back of stuff, then alcohol.
In Cambodia its probably people with shit tires and no helmet lowsiding and getting squished by an oncoming truck or banging their heads.
I’ve been bumped by people doing the no-look-lane change once hard enough to deform my foot peg, as long as you have grip, there is a lot of force trying to keep a moving bike upright.
I actually used to ride believe it or not. But with starting a family and the insane amount of distracted driving here in the US I quit. It’s disturbing to see people with their phone in their hands while driving. Plus I didnt want to leave my family without a father. I loved riding and still miss it
I used to ride, but even bikes are getting quite more expensive, and it’s much dangerous to ride on at least in the US as everyone is driving bigger and bigger vehicles and more distracted as well.
I know Harleys are overpriced, but you can get a brand new cb750 for 7-8K, cheaper most of the world.
What is weird is that much cheaper bikes the third world gets are way more expensive in the US, a XR150L is 3.4K in the US, a CB150 verza has the exact same engine, it’s less than half the price in Indonesia.
Same with the Honda Wave in asia vs Grom in the US, they switch the functional frame/clutch for something “sporty” and just double the price.
Not everybody.
All of the worst people you know of or can imagine are doing GREAT.
I heard one of their private rape islands got shut down. That had to be inconvenient.
I wouldn’t worry. They’ll have another up and running before too long
I’ve been unemployed since 04-2025, and while I still have a long way to go, my savings are starting to dwindle. The job market is tough for coders that find generative AI, wasteful, unethical, and a copyright hazard, in addition to not being much impressed with the output, even from tests earlier this year. I wonder if the new convenience store needs people.
21 years?
I read that as April 2025, ~17 months ago
04-2025=-2021
2026-(-2021)=4047 years
April 2025. It’s the longest I’ve been unemployed since my first job out of college.
Everyone except the already very wealthy yes.
Elect Republicans, get republican policies.
The country still hadnt really recovered from Reagan, then we got Bush, then we got Trump.
Obama and Biden could only do so much to stop the dumpster fire, and Nazis are famously bad for the economy.
the question wasnt specifically about the USA, but yes
Everyone except the already very wealthy
I think that’s not quite right. I think there is a (now approaching vanishingly small middle class) which goes from like top 10% but less than 2% or 3% earners who are still doing ok. This is the household income at like 175k to probably… Idk 300k?
Compared to 40k/yr yeah that’s very wealthy, but compared to 600k+ it definitely isn’t.
My main point being that “very wealthy” is very VERY relative.
As someone making a household income of 200k, pre COVID was wonderful, actually didn’t have to worry about even thinking about money, now though, shit is getting thin… if it’s that way for me I feel horrible for everyone else less well off. Really is a shit show when 6 figures can’t secure you from having to go paycheck to paycheck.
I mean yeah by the time you’ve got 36k (or more) for mortgage, 35k for daycare, if 200k pre tax and married 30k to the fed, 20k groceries now probably, 10k for car payments (presuming 2), then state and property taxes, insurance, maintenance, clothes, diapers maybe, benefits, gas (probably idk we went electric), yeah I could see how that money goes fast.
It’s definitely first world problems because it beats renting and 3 jobs and grandma watches the kids, but to do all the things you’re “supposed to do” by 1950s standards you probably need something north of 250k/yr.
Yeah I’m lucky that my kids are full grown though they both still live with me because the job market is ass and my oldest is low functioning, and my wife is disabled, so still taking care of all 4 of us off my paycheck and my wife’s disability, I’m going electric next year probably(if my work bonus comes through) though I’ll still have to buy my youngest’s gas for his trips to college etc. really hoping things make a change for the better, else I’ll probably never retire, and I’ll still be housing my kids until they inherit the place.
even something as simple as owning your house makes finances so much easier.
Everyone except the already very wealthy yes.
That’s not true
EDIT: The downvotes for these three words, which are objectively correct, are so stereotypically Lemmy 😆. These people are addicted to ruminating in misplaced hopelessness
I’m good. Though, I feel like I don’t really have the life I expected for my current level of income. Like my parents made a lot less, but had it better.
I sure get that. My dad did 80 hours of trade school in turn late 90s and turned out a six figure job with one day off a week and it was plenty. I do better now than we did then, but it took a PhD and like 17 years of work. Consequently I’m an older dad, but I guess it is what it is.
I feel this. I love modestly but my parents had it worse so we didn’t do much either. What gets me is the amount of people who are reaping the benefits of generational wealth which I think is the only reason my peers are affording the lives they have.
It’s part of why I associate most with immigrants. They understand the struggle more than people who look like me.
I have an Indian coworker who lives with her husband and child in a 1 bedroom apartment and she’s the single breadwinner and struggles hard. I admire her more than anyone else in my office.
Everytime i manage to save a few thousand and think im adding to my savings, suddenly we need a root canal, i blow a tire, doctor wants an MRI because he felt something odd… and poof, all my savings are gone.
I literally refuse to look at our bank balance. The moment I look and think “oh, that’s better than I expected” then the AC dies, or our roof starts leaking and needs replacement, or some other bullshit happens to consume every last penny we have.
I always thought i was 2 paychecks away from being homeless.
Now im also worried about the C level morons saying AI can do my job and let me go. They already require everyone use AI to gen code. Eventually, they will expect AI to architect the product too.
On the plus side, I have been in the biz long enough to have heard the “developers are a thing of the past” speech often enough to realize it’s bullshit. Unfortunately, I have also been around long enough to know that the idiots in the C suite will use any excuses to cut people loose if they think it can get them even $1 more on their next bonus. I also have never ever seen a dev let go because something came along that made them more efficient, quicker, and able to do more work in the same amount of time. What happens instead is that the already “overly optimistic” time lines get even shorter and more unrealistic.
The short of it is, if they let you go, it wasn’t because of AI, it’s something that they were planning on doing anyway.I know that doesn’t really help the anxiety, but understanding that can change how you react. For instance, rather than being upset with being forced to use AI. Lean into it. Learn what it can do and what it can’t. Fucking abuse the credits that they are paying for. When you run out, ask to be moved up to the next AI tier/usage allowance, and then do it all over again. Do shit like running 2 AIs on the same job and seeing who gets closer. Set up tests that have AI run these comparisons for you. Have AIs run subagents that rubber duck, review, test, verify, ect., the entire work ticket from end to end. Work on augmenting those skills that AI fails at, and add AI expert to your resume (because that is the next bullshit thing that companies will expect on resumes). But the big difference between you and everyone else will be that you have some real insight and experience to talk about with confidence.
And if your learning curve happens to cost them so much $$ that the AI vs employee cost difference begins to rapidly shrink, well that’s not really a bad thing for you either.
Yeah, shits tight and every institution is in decay. On the other hand it’s only gonna get worse until it gets better, so theres that.
I’m not struggling but damnit i want some fucking slack.
…so youre struggling and you just cant admit it?
…Wot?
Is it great? No, but I’m above water and not having to cut back. Couldn’t afford kids though
The trick is, if you have them you just have to afford them :/.
Paycheck to paycheck gang with very little if anything goes wrong
